Terms of Use

Last updated: May 1, 2026

These Terms of Use govern your use of WalletWhisper, a personal finance companion provided by the developer. By using WalletWhisper, you agree to these terms.

Use of the App

You may use WalletWhisper for personal expense tracking, budgeting, statistics, and optional AI-powered assistance. You are responsible for the information you enter and for keeping your account access secure.

Guest Sessions and Accounts

WalletWhisper may let you use the app as a guest or with a signed-in account. Guest data is tied to a guest session stored on your device and may be lost or become unavailable if you delete the app, clear app data, change devices, or the session expires. Signing in, when available, is intended to support account access, sync, and recovery.

No Financial Advice

WalletWhisper is provided for personal organization and informational purposes only. It does not provide financial, tax, investment, accounting, or legal advice. You should make financial decisions based on your own judgment or advice from qualified professionals.

AI Features

AI-generated transcriptions, expense parsing, receipt extraction, categories, currency handling, and insights may be incomplete, inaccurate, or delayed. You are responsible for reviewing and correcting results before relying on them. You should not enter sensitive information that is not needed for expense tracking.

Your Data and Content

You retain responsibility for the expenses, notes, receipts, voice inputs, budget and income preferences, settings, and other content you provide. You grant the developer permission to process this information as needed to operate, secure, support, and improve WalletWhisper and provide requested features.

Subscriptions

If subscriptions or premium features are available, purchases, renewals, cancellations, trials, and refunds are handled through the applicable app store and subscription provider. Access to premium features depends on entitlement status reported by those services. Feature limits, quotas, and subscription benefits may change over time.

Usage Limits

WalletWhisper may apply limits to features such as voice logging, receipt scanning, AI insights, or other premium functionality. The developer may enforce, change, or remove limits to protect the service, manage costs, or comply with provider restrictions.

Acceptable Use

• Do not misuse, disrupt, reverse engineer, or attempt unauthorized access to WalletWhisper or its systems.
• Do not upload unlawful, harmful, or infringing content.
• Do not use WalletWhisper in a way that violates applicable law or third-party rights.

Availability and Changes

WalletWhisper may change, suspend, or discontinue features at any time. The developer aims to keep the service available but does not guarantee uninterrupted or error-free operation.

Disclaimer

WalletWhisper is provided as is and as available, without warranties of any kind to the fullest extent permitted by law.

Limitation of Liability

To the fullest extent permitted by law, the developer will not be liable for indirect, incidental, consequential, special, exemplary, or punitive damages, or for lost profits, data, or goodwill arising from your use of WalletWhisper.

Termination

You may stop using WalletWhisper at any time. The developer may suspend or terminate access if you violate these terms, create risk, or misuse the service.

Changes to These Terms

These terms may be updated from time to time. Continued use of WalletWhisper after changes are posted means you accept the updated terms.

Contact

Questions about these terms can be sent to aividaapp@outlook.com.